Some of us may have already written down our resolutions for 2014 ... exercise more, lose weight, stop smoking. Does your New Year's Resolution include Buying a New House in 2014? If not, perhaps it should.
Reports indicate the housing market is improving, home sales are increasing and foreclosures are on the decline. Now may be the perfect time to buy a home.
Read these tips from Cutler Real Estate before you start your home search.
Showing posts with label for sale. Show all posts
Showing posts with label for sale. Show all posts
Friday, December 27, 2013
Thursday, September 30, 2010
Options for Avoiding Foreclosure
As the headlines tell us, foreclosures continue to plague our communities and our economy at large. If you are one of the many homeowners struggling financially and confronting the possibility of a foreclosure, however, there are viable options you can pursue before relinquishing your home.
There are options worth pursuing for those facing possible foreclosure. Many banks, for example, offer loan modifications or other programs that can give homeowners a little more breathing room and a chance to get back on their feet.
An experienced, professional real estate agent or counselors certified by the Department of Housing and Urban Development (HUD) can help you explore available options, including:
Forbearance. A forbearance is a temporary suspension of payments sometimes offered if a borrower has lost a job but has a new one starting soon – or because medical bills or another crisis situation has caused a temporary cash shortage.
Repayment plan. Repayment plans offer a scheduled blueprint for making up missed payments over time.
Loan modification. A loan modification is a change in loan terms for a limited time, as when a subprime interest rate has jumped considerably.
It is critical that financially distressed homeowners to be extremely wary of anyone purporting to offer a “quick-fix” solution. According to the Federal Trade Commission, steer clear of anyone who:
• Guarantees to stop the foreclosure process
• Collects upfront fees
• Asks to be paid by wire or cashier’s check
• Tells you not to contact your lender or lawyer
• Wants you to make mortgage payments directly to him/her
• Suggests you sign over or “share” your property deed or title
• Proposes a lease-and-buyback arrangement
• Offers to fill out paperwork for you
• Pressures you to sign documents you do not fully understand
Unfortunately, there is a growing contingent of foreclosure scam artists preying on vulnerable homeowners. Financially distressed homeowners should consult a real estate professional, accountant or attorney who can point them in the right direction and offer sound guidance on the potential options that can save their home from foreclosure.
There are options worth pursuing for those facing possible foreclosure. Many banks, for example, offer loan modifications or other programs that can give homeowners a little more breathing room and a chance to get back on their feet.
An experienced, professional real estate agent or counselors certified by the Department of Housing and Urban Development (HUD) can help you explore available options, including:
Forbearance. A forbearance is a temporary suspension of payments sometimes offered if a borrower has lost a job but has a new one starting soon – or because medical bills or another crisis situation has caused a temporary cash shortage.
Repayment plan. Repayment plans offer a scheduled blueprint for making up missed payments over time.
Loan modification. A loan modification is a change in loan terms for a limited time, as when a subprime interest rate has jumped considerably.
It is critical that financially distressed homeowners to be extremely wary of anyone purporting to offer a “quick-fix” solution. According to the Federal Trade Commission, steer clear of anyone who:
• Guarantees to stop the foreclosure process
• Collects upfront fees
• Asks to be paid by wire or cashier’s check
• Tells you not to contact your lender or lawyer
• Wants you to make mortgage payments directly to him/her
• Suggests you sign over or “share” your property deed or title
• Proposes a lease-and-buyback arrangement
• Offers to fill out paperwork for you
• Pressures you to sign documents you do not fully understand
Unfortunately, there is a growing contingent of foreclosure scam artists preying on vulnerable homeowners. Financially distressed homeowners should consult a real estate professional, accountant or attorney who can point them in the right direction and offer sound guidance on the potential options that can save their home from foreclosure.
Saturday, October 31, 2009
Cutler Redesigns Popular Real Estate Website
The new Cutler Real Estate website made its debut Oct. 20th to rave reviews. While the new site is a work in progress, it is fully functional and serving over 80,000 visitors monthly. New features are being added almost daily so return often and watch the site grow in both functionality and ease of use. Following the Cutler slogan, “The Simple Way Home” CutlerHomes.com enables the user to search homes in the local Northeast Ohio markets as well as nationally from the entry page. Additionally, searches can be made from any interior page without having to return to a search page.
As the site evolves there will be new search results pages as well as property detail pages. More robust community pages will feature separate community landing pages. These are just a few of the new features of the site. We are proud to announce that when the rebuild is completed the site will be accessible to our site impaired users.
This is the 4th major redesign of CutlerHomes.com since the site first went live in 1997.
This major redesign follows the recent release the “Cutler Mobile Website” (“CMW”). The “CMW” makes CutlerHomes.com accessible to web enabled cell phone users. Users are able to get instant information on any listed home in the area by simply entering the house number into their browser. The system also has a “push to talk” feature that enables the user to connect to the listing Realtor on Cutler listings and our “Customer Care Center” on properties listed by other cooperating brokers.
For those users without a web enabled phone, “Cutler Mobile MLS” is available on all listed properties as well. This system returns instant audio information in English or Spanish by dialing 1-800-465-4556 from any cell phone and, when prompted, saying the house number. If desired, the caller can get current mortgage payments on the subject property or be connected to a Home Mortgage Consultant. Like the “CMW”, the Cutler Mobile MLS’” has the “push to talk” feature connect the user with the listing Realtor for additional information or to schedule a showing of the property.
At Cutler Real Estate, we recognize that nearly 90% of the home buyers are using the Internet to begin their search for a new home. That is why we have switched our marketing focus from offline print marketing to online Internet marketing. No other real estate company in our market offers buyers more online choices for accessing housing data and sellers a more complete and effective online/offline marketing program for their home.
Cutler Real Estate's web solutions are provided by Delta Media Group located in Canton, Ohio.
We welcome your comments and suggestions on how we might improve your online real estate experience.
As the site evolves there will be new search results pages as well as property detail pages. More robust community pages will feature separate community landing pages. These are just a few of the new features of the site. We are proud to announce that when the rebuild is completed the site will be accessible to our site impaired users.
This is the 4th major redesign of CutlerHomes.com since the site first went live in 1997.
This major redesign follows the recent release the “Cutler Mobile Website” (“CMW”). The “CMW” makes CutlerHomes.com accessible to web enabled cell phone users. Users are able to get instant information on any listed home in the area by simply entering the house number into their browser. The system also has a “push to talk” feature that enables the user to connect to the listing Realtor on Cutler listings and our “Customer Care Center” on properties listed by other cooperating brokers.
For those users without a web enabled phone, “Cutler Mobile MLS” is available on all listed properties as well. This system returns instant audio information in English or Spanish by dialing 1-800-465-4556 from any cell phone and, when prompted, saying the house number. If desired, the caller can get current mortgage payments on the subject property or be connected to a Home Mortgage Consultant. Like the “CMW”, the Cutler Mobile MLS’” has the “push to talk” feature connect the user with the listing Realtor for additional information or to schedule a showing of the property.
At Cutler Real Estate, we recognize that nearly 90% of the home buyers are using the Internet to begin their search for a new home. That is why we have switched our marketing focus from offline print marketing to online Internet marketing. No other real estate company in our market offers buyers more online choices for accessing housing data and sellers a more complete and effective online/offline marketing program for their home.
Cutler Real Estate's web solutions are provided by Delta Media Group located in Canton, Ohio.
We welcome your comments and suggestions on how we might improve your online real estate experience.
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